Organizations that monitor and rate non-profit and charitable organizations. Not all charities are good stewards of your money, even if they meet the federal requirements for charitable, non-profit organizations. Be sure to research the charity before giving your hard-earned money. You should also consider giving directly to the charities of your choice and bypassing consolidators such as the United Way. Consolidators reduce the effectiveness of donation by adding yet another layer of management fees and delays in putting your money to work. Some of these consolidators have also been fraught with corruption and fraud as of late (at least it has only been brought to light as of late).