Margaret H. Phipps, Register of Wills for Calvert County, will provide a general overview of wills and estates. Based on her many years of experience, she is able to explain the importance of having a will and of being prepared for what happens during the estate process. This is a FREE seminar. To register, please call Calvert Hospice at 410-535-0892 ext. 4011 or online at www.calverthospice.org/education-seminar.