Joyce Marie Lloyd, 80, of Dowell, MD passed away on December 10, 2011 at Calvert Memorial. Joyce was born on August 31, 1931 in Waco, Texas; to the late Tom William Olson and Mary O. Oplie.

She was married to the late Elmer David Lloyd. She loved to travel around the world as a result of her late husband's service to the armed forces, but most important to her was the time she spent with her older sister Alfredia and her grandchildren. Her life also centered around her children and their activities.

She is survived by her children, Richard D. Lloyd (Gale) of St. Leonard, MD and Linda Ann Schwartz of Passadena, MD. She is also survived by her grandchildren Steven and Kevin Schwartz of Columbia, MD; Marshall Betit of Norfolk, VA; and Kristin Betit of Baltimore, MD. She also leaves behind her big sister Alfredia Jackson of Dowell, MD.

The family will receive friends on Wednesday December 14, 2011 from 2-4 and 6-8 PM at the Rausch Funeral Home, P.A., 4405 Broomes Island Road, Port Republic, MD. Interment will be private.

Contributions can be made in the memory of Joyce M. Lloyd to Solomons V.F.D & Rescue Squad, P.O. Box 189, Solomons, MD 20711.

Arrangements provided by Rausch Funeral Home, P.A.